One of the most common questions we are asked by patients is whether or not tattoo removal can be covered by insurance.
It depends on your medical insurance provider. Most medical insurance providers, however, count tattoo removal as a cosmetic procedure, which are rarely covered by insurance. Medicaid and Medicare do not cover tattoo removal, either.
If your insurance provider does not cover tattoo removal and you are concerned about paying, there are other options out there, depending on your situation.
Before you decide to go through any of these options, please call your insurance company first and make sure you have all of the information before you.
When your insurance provider deems tattoo removal a medically necessary procedure
There are some instances in which your medical insurance provider may determine if tattoo removal is medically necessary. Chances are very likely that you will have to prove this to your provider. A medically necessary procedure typically falls under one or more of the following categories (though this also may differ based on your provider and where you live):
- Lifestyle disruption
- Failure of other treatment methods
- Complications due to infection or other health issues
For example, if your tattoo ended up being infected due to the tattoo artist not using clean needles (and not due to your failure to follow aftercare instructions) and causes you a great deal of pain, you may be able to persuade your insurer to cover some of the costs of tattoo removal.
Inability to hold down a job
If your tattoo is interfering with your ability to get and keep a job, you may want to do some research on local and national nonprofits that help people get jobs. Some of them may be able to help you get financial assistance for removing your tattoo. You may have to go through an application process, but if your tattoo is affecting your day to day life, it’s probably worth getting rid of.
Tattooed under the age of 18 without parental consent
If you were a minor who got a tattoo without your parents’ consent, you may be able to sue the tattoo artist and have them pay for your tattoo removal treatments. This varies from state to state, so contact a lawyer first to make sure that this is something you can do.
Deals and discounts
Following Dr. Ink Eraser on social media is a great way to stay up to date with our services as well as any deals and discounts we are offering for a short period of time. This can be especially helpful if you’re budgeting and your funds are tight.
Discuss payment plans
Some tattoo removal clinics offer payment plans. It doesn’t hurt to inquire if any payment plans are an available option, so don’t be afraid to ask! Though not all places do, it’s good information to have.
Get a free quote from Dr. Ink Eraser
Before you decide to go through any of these options, please call your insurance company first and make sure you have all of the information you need. It’s also possible that removing your tattoo isn’t as expensive as you thought it would be.
Dr. Ink Eraser offers its patients a free quote, done either in-person or online or over text with a photo, to estimate how much it will cost to remove your tattoo. Contact us so we can schedule an in-office quote or start working on your virtual quote ASAP!